Easy, secure and free of charge from Switzerland
Ready to get started?
Get your swisscard credit card within a few minutes and start making payments. Simply scan the QR code to start.
- Download the Swisscard app.
- Apply for your swisscard credit card (have your ID ready).
- Ready to use straight away (online shopping, mobile payments)
FAQ
Yes, the swisscard credit card has no annual fee as well as no fees for foreign transactions or foreign currency payments.
That’s right – whether it’s Paris, New York, Bangkok or shopping online in US dollars/Japanese yen: There aren’t any foreign currency or foreign transaction fees.
The swisscard credit card offers high security for your online payments, whether it’s e-commerce or for digital subscription services, such as streaming or cloud services. With two-factor authentication, modern security standards and real-time transparency via the Swisscard app, you have full control at all times.
Your virtual swisscard credit card is available in the app straight after your successful application – and ready to use immediately for online shopping, subscription services and mobile payments.
Yes – all standard Mobile Wallets are compatible.
It’s quick and easy via the app – 24/7. Our customer service hotline is also available worldwide.
Yes. You can adjust your spending limit in the Swisscard app. Swisscard reviews each application individually – ideal for planning larger expenses.
Swisscard AECS GmbH. Founded in 1998 as a joint venture between Credit Suisse and American Express, Swisscard is the only provider in Switzerland to offer the leading credit card brands – American Express, Mastercard and Visa – from one single source.
With a debit card, the amount is debited from your linked account immediately after you make a purchase. The card is linked to your account, so spending is only possible within the limits of your current account balance.
With a credit card, you have a monthly spending limit. You do not need to put money into the account beforehand. With the swisscard, the balance is paid as one sum once per month, giving you more of an overview of your finances. The installment facility gives you additional financial leeway.
In addition, you benefit from more flexibility when paying off the balance, a monthly statement and other advantages. For example, when shopping online, when using subscription services, or in situations where only credit cards are accepted, such as renting a car or making hotel reservations.
The swisscard is issued as a Visa credit card – together with one of the world’s leading providers of payment services. You therefore benefit from high rates of acceptance at millions of retail outlets.